Assessing roof storm damage allows you to take prompt action, contact insurance companies to file claims in a timely fashion and/or protect yourself and/or your family from further liability.

No matter where you live in the United States, chances are you’ve experienced rough weather at some point in your life. From tornadoes, hurricanes, hailstorms, and severe summer squalls, storms can wreak havoc on rooftops and other exterior home surfaces.

 

What To Do After a Storm

How do you identify roof damage? What should you need to do with your roof after a major storm?

Browse this resource guide on understanding types of roof storm damage and learn what steps you should take.

 

Types of Roof Storm Damage

Wind

 

Hurricane-force winds, which are classified by meteorologists as 74 mph or greater, or gale-force winds, which are between 39-54 mph, can be dangerous enough to cause exposure to possible physical harm. High winds can sometimes pose a risk to homes and businesses, especially if the shingles, roof deck or waterproofing material are exposed to the elements.

 

During a severe storm, abrupt gusts of wind lift and curl shingles. At various times, shingles are installed whereby they are purposely overlapped, creating a water-tight seal. When this is done, this can potentially cause the roof to become vulnerable to wind, rain, and snow.

 

Hail
 
The duration of a hailstorm usually ranges between 15 minutes and three hours. These are the time it takes for hailstones to fall off shingle, damage/explode shingle, and spread to the surrounding areas.
 

A good way to prevent an expensive roof from breaking in the event of a thunderstorm on your property is to set up a rain catchment system that covers your roof. Doing so can help simulate how the roof will receive the impact of rain in the event of a severe storm.

 

Standing Water

 

Roofs without proper drainage: standing water can occur after heavy rain as a result of the roof’s roof that it is not designed for being treated properly during that process. If the gutters are clogged or clogged down with debris, you can potentially allow moisture to flood under or through the shingles or roof deck.

 

Debris

 

Depending on how severe the storm was, debris can end up on the top of your roof, everything from small branches to larger tree limbs. Large objects can impact the quality of materials used on the roof supply wires, causing the roof to be more susceptible to moisture intrusion. While less common, smaller branches may not be as complicated to work as larger branches.

 

Roof Storm Damage Checklist

 

This roof storm damage checklist can help you better understand the type of damage your roof has sustained and evaluate whether you need repairs to get it back to its former glory or whether you need to get a new roof, or instead of roofing for the day to address the damaged parts of the roof.

 

Schedule and Conduct a Roof Inspection

 

As always, safety is first. Contact the roofing contractor and ask them what tools they have available for surveying your roof. See if they are able to inspect your roof quickly and safely.
 

Roof: By looking at your roof from a different perspective, you are able to determine if you are feeling vulnerable.

 

You might also have a good view of parts of your roof from either your windows or if you happen to have a great view of your roof from one of your windows.  Take notes or make a list of how the light meets the window, and the roof. Anything visibly damaged should draw attention to the problem, thereby bringing attention to the issue.

 

Gutters, Vents, and Windows: Check for dents on your home’s gutters, particularly on gable vents, roofing accessories, and so on. Windows should be checked for cracks, broken glass, loose weather-stripping, and torn screens throughout the lifespan of your devices.

 

Outside Areas: Try walking around your home’s exterior and examining the exterior view of the property for damage to tree limbs, missing fence posts, or damaged lawn furniture. Flat surfaces, such as patios and decks, can be prampled by using a hail detector.

 

Attic and Ceilings: As part of this inspection, you’ll need to examine the exterior of your home for loose, observable roof leaks that you’d normally see when you walk through a roof.

Check the roof for visible water spots that may indicate further water leakage or erosion of the roof. In addition to inspecting your ceiling and light fixtures, you should also inspect your attic to make sure the water is not leaking onto the walls or the ceiling.

 

Hire a Dependable, Trusted Roofing Contractor

 

It’s important to work with a contractor that you can trust when it comes to doing business. Roofers and repair companies are often busy after a large regional storm and if they are, they might try to compete for your business by offering discounts or deals. If what sounds good to be true comes to pass, you’ll probably know it too, sooner or later.

 

A good place to start your research is with independent roofing contractors with Preferred or Platinum Preferred membership levels in the EBA Roofing INC. Contractor Network.
Roofing contractors can:

Talking to a Trusted Roofing Contractor

It’s important to know what to ask and what to look for when speaking with a roofing contractor. Here are some tips to help you:

Call YourHomeowners Insurance Provider

If you find significant damage to your home including water damage, you should definitely talk to your homeowners insurance provider as soon as possible so they can file a claim based on their requirements.

 

As personal representatives, their advice and suggestions on insurance can help you file and find proper compensation based on the documents you collected from your assessment. The company may also send its own assessor or inspector to your home to thoroughly evaluate the extent of your roof storm damage.